FinChoice MobiMoney™ - your flexible account for emergencies.

Get up to R10 000 and choose to repay over 1, 2 or 3 months. It’s like a credit card on your phone. Activate today for free... for when you need it. Best part? Only start paying when you use it.

Get up to R10 000 and choose to repay over 1, 2 or 3 months. It’s like a credit card on your phone. Activate today for free... for when you need it. Best part? Only start paying when you use it.

How it Works

Use the slider to see what your repayments could look like

5000

R

*

R500

R10 000

Number of monthly instalments

1

R5845

2

R2994

3

R2043

Monthly Instalments: R2043

Total interest, fees & insurance: R1129

Total to repay: R6129

Interest: 21.75% per year

Subject to qualification*

Get up to R10 000, for when you need it.

Get started for free and pay only for what you use! Enjoy multiple monthly withdrawals, flexible repayment options over 1, 2, or 3 months, plus the convenience of buying airtime and data. You can even pay for your purchases with scan to pay - everything you need in one place!

same day withdrawals

R100 – R10 000

No application fees.

Only pay

for what you use.

User icon

Thandi Dlova

“MobiMoney is so easy and fast. FinChoice is always there for me - they are like the family I never had. ”

Repay over 1, 2 , or 3 months.

Get airtime, data and electricity 24/7.

HOW IT WORKS

Applying couldn’t be easier!

We know your time is precious, so we’ve made the process quick and easy!

Cover amount step

01

Open your MobiMoney account online in minutes.
Activate account step

02

Accept DebiCheck mandate and upload required documents.
Choose cash amount step

03

Choose withdrawal amount and the repayment terms.
Receive money step

04

Once approved, withdrawal payouts can take up to 12 hours.
Questioning person icon

FREQUENTLY ASKED QUESTIONS

Ready to get FinChoice MobiMoney™?

Access up to R10 000 – ready for when you need it.

MobiMoney mobile app screen
Not what you’re looking for?
FinChoice Loans

See if you qualify and get up to R25 000 today.

FinChoice Funeral Cover

Get up to R100 000 per person from as little as R49/month*